Knowing the rego is due, and having saved enough to pay for it, are two different things
Whether its a wedding gift or emergency medical treatment, some expenses can't be avoided
Everything starts with how often you are paid. There is little point budgeting monthly if your income is fortnightly.
Radix detects regular mandatory expenses like rent, phone bill, and health insurance, and sets a budget for those items.
Infrequent expenses such as car insurance are detected for the entire year. A budget is automatically calculated to set aside enough each period to build up a reserve.
You decide your saving level: this amount is automatically transferred to a linked saving account at the start of each period.
Whatever is left is classified as Spending. A simple bar chart compares how much you've got left to spend against the time remaining until you're paid again, so you can see how you are going at any time.